Loading Portfolio
Doha, Qatar · Valid QID with NOC

Md Monazir Khan Banking Operations Specialist

Banking Operations Specialist with 4+ years of progressive experience managing high-value transaction environments within leading financial institutions. Proven expertise in cross-border payments, SWIFT operations (MT103, MT202, MT199, MT940), foreign exchange, trade finance, and WPS payroll.

Get in Touch ↗ View Experience Download CV
Md Monazir Khan
0+
Years Experience
0
Industry Domains
0%
Data Accuracy
0%
On-time Payroll

About Me

Finance professional rooted
in precision & empathy

Banking Operations Specialist with 4+ years of progressive experience managing high-value transaction environments within leading financial institutions. Proven expertise in cross-border payments, SWIFT operations (MT103, MT202, MT199, MT940), foreign exchange transactions, and trade finance.

Based in Doha, Qatar (valid QID with NOC — available for immediate joining), I maintain a strong focus on AML/CFT regulatory compliance, risk mitigation, and end-to-end transaction lifecycle management including Nostro reconciliation, sanction screening (OFAC/UN), and WPS payroll processing.

Core Competencies

SWIFT (MT103/202/199/940) Cross-Border Payments Nostro Reconciliation AML / CFT Compliance Sanction Screening (OFAC/UN) Trade Finance (LC Processing) FX & Treasury Operations WPS Payroll Processing Finastra Mysis & Newgen TRAACS & IDPMS Advanced Excel (XLOOKUP) Qatar Labor Law

Certifications

International Trade Finance — An Overview Udemy · 2023
Financial Management (Complete Study for CA/CMA/CS/CFA/ACCA) Udemy · 2022
Project Finance & Excel: Build Financial Models from Scratch Udemy · 2023
Anti-Money Laundering: AML, KYC & Compliance Udemy · 2024

Languages

English — Full Professional Hindi — Native Nepali — Native Urdu — Native

Education

Master of Business Administration (MBA)
Himalayan Garhwal University, Uttarakhand
2019 – 2021

Career Timeline

Professional Experience

🏢
Payroll Accountant
Balkawa Cleaning Hospitality & Contracting W.L.L
📍 Doha, Qatar
Aug 2025 – Present
Full-time
  • Manage end-to-end payroll processing for employees, ensuring accurate and timely salary disbursement in compliance with Qatar Labor Law.
  • Prepare, verify, and upload WPS (Wage Protection System) salary files in strict compliance with local labor regulations.
  • Maintain payroll data including attendance records, overtime calculations, deductions, and allowances; process leave salary, final settlements, and end-of-service benefits (EOSB).
  • Perform payroll reconciliation and prepare management reports; coordinate with HR and Finance to resolve discrepancies and maintain data accuracy.
  • Maintain organized payroll documentation and employee salary records to support audits and internal verification requirements.
★ 100% on-time payroll processing & WPS submissions
★ Full compliance with Qatar Labor Law
🏦
Senior Officer – Finance Operations
IDFC FIRST Bank
📍 India
2022 – 2025
3 years
  • Managed end-to-end processing of high-volume domestic and international remittance transactions, maintaining accuracy, compliance, and SLA adherence.
  • Oversaw SWIFT payment operations including MT103, MT202, MT199, and MT940 messages; ensured timely execution and effective resolution of payment exceptions.
  • Conducted detailed AML and CFT verification checks including sanction screening (OFAC/UN) to ensure full compliance with regulatory and internal risk frameworks.
  • Executed foreign exchange transactions and monitored exchange rate application in compliance with treasury guidelines, minimizing financial exposure.
  • Performed Nostro account reconciliation and monitored interbank settlements, ensuring timely identification and resolution of discrepancies.
  • Supported trade finance operations including Letter of Credit processing, documentation verification, and payment execution per international trade standards.
  • Coordinated with correspondent banks and internal stakeholders to investigate and resolve cross-border payment issues, minimizing transaction delays.
  • Utilized banking platforms including Finastra Mysis, Newgen Omni flow, and TRAACS to streamline operations and enhance processing efficiency.
★ 99.8% remittance accuracy
★ +25% processing efficiency boost
★ -30% Nostro discrepancies
📊
Associate – Finance Operations
IDFC FIRST Bank
📍 India
2021 – 2022
1 year
  • Supported daily remittance processing activities (inward and outward transactions), ensuring accuracy and compliance with banking regulations.
  • Assisted in SWIFT operations by preparing and validating payment messages, ensuring timely processing and minimal transaction failures.
  • Conducted transaction monitoring and AML/CFT compliance checks; performed reconciliation across multiple accounts and identified discrepancies for timely resolution.
  • Assisted in foreign exchange transaction processing with proper documentation and regulatory compliance; maintained accurate records to support audit requirements.
  • Provided operational support for customer queries related to remittance and payment processing, contributing to high service quality standards.
★ Promoted to Senior Officer role — recognized among top performers
★ 20% turnaround time reduction

Technical Proficiency

Skills & Tools

Payments, SWIFT & FX
Cross-Border Remittance
95%
SWIFT MT103/202/199/940
95%
Nostro Account Recon
92%
FX Operations & Treasury
88%
Trade Finance (LC Processing)
85%
Systems, Tools & Analytics
Finastra Mysis / Newgen / TRAACS
92%
Advanced Excel (XLOOKUP)
95%
Reconciliation Dashboards
90%
Core Banking & IDPMS
90%
MS Office (Word/Outlook/PPT/Teams)
95%
Compliance, Risk & Payroll
AML / CFT Compliance & KYC
92%
Sanction Screening (OFAC/UN)
90%
WPS Salary & Qatar Labor Law
95%
EOSB & Final Settlements
90%
Audit Compliance & SLA Mgmt
92%
Soft Skills
Clear Communication Time Management Cross-functional Collaboration Problem Solving Attention to Detail Customer Empathy Adaptability Deadline-Driven Multilingual Remote Work Ready

Work Showcase

Key Achievements

🏦
SWIFT Remittance & Payment Operations
Managed high-volume domestic and international remittance transactions and SWIFT messages (MT103, MT202, MT199, MT940) at IDFC FIRST Bank with high accuracy.
SWIFT MT103/202/940 Remittance Processing Finastra Mysis IDFC FIRST Bank
★ 99.8% Accuracy · 25% Processing Efficiency Boost
📈
Nostro Reconciliation & Discrepancy Reduction
Monitored interbank settlements and Nostro account reconciliations, proactively resolving cross-border payment issues with international correspondent banks.
Nostro Reconciliation Interbank Settlement FX Operations Payment Investigation
★ 30% Reduction in Reconciliation Discrepancies
💼
WPS Payroll Compliance — Qatar
Managed end-to-end payroll processing, WPS salary file uploads, attendance reconciliations, and EOSB calculations for Balkawa Cleaning W.L.L in Doha, Qatar.
WPS Salary Files Qatar Labor Law Payroll Recon EOSB & Allowances
★ 100% On-Time Processing · Zero Compliance Penalties
🛡️
AML/CFT Compliance & Sanction Screening
Executed rigorous AML/CFT verification checks and OFAC/UN sanction screening on cross-border payments, ensuring full regulatory adherence.
AML / CFT Sanction Screening (OFAC/UN) Risk Mitigation Trade Finance (LC)
★ Promoted to Senior Officer for Operational Quality

Insights

Finance & Ops Blog

🏦
Finance

SWIFT Payments Explained: MT103, MT202 & MT940 in Practice

May 20266 min read →
📊
Operations

How to Achieve 100% On-Time Payroll with Zero Compliance Penalties

Apr 20265 min read →
⚡
Productivity

Excel Shortcuts That Saved My Team 8 Hours Per Week

Mar 20264 min read →
View All Articles →

Download My Resume

Get a detailed overview of my professional experience, skills, certifications, and education — all in one document ready for your review.

Download CV

PDF format · Updated April 2026

Get in Touch

Let's work together

Send a Message
I'll respond within 24 hours on business days.
Phone / WhatsApp
+974 7756 0339
Email
md.monazir7@gmail.com
LinkedIn
linkedin.com/in/mdmonazirkhan
Upwork
Hire me on Upwork
Location
Doha, Qatar · New Delhi, India
Open to Opportunities

Currently based in Qatar with valid residency and NOC, available for full-time, part-time, and remote roles. Open to collaborating with global and regional teams across all time zones.

All freelance and remote engagements are conducted in full compliance with local regulations.

Remote Work Finance Operations Customer Support Data Management Payroll Virtual Assistant
↑
Email Me WhatsApp